VinacashSoftware for pawn, lending, rotating credit & installments
Run your pawn shop without losing a single dong of interest.
Interest, debt and capital across every contract, clear by the day. Whether you are at the counter or away.
Paper books
Paper books are quietly eating your profit.
Manual interest is easy to miscalculate and miss.
Hard to track who owes what, and who is due soon.
One day away and you lose sight of the shop.
Vinacash calculates interest automatically, reminds you of due dates, and shows your real cash flow, anytime.
Four core operations
One app for the whole shop, not four notebooks.
Pawn
Pawn contracts, valuation, interest and redemption in a few taps.
- Create contracts and value assets fast.
- Auto daily interest, track redemption and extension.
- Ready-to-use contract templates.
Lending
Daily or monthly interest, clear collection schedule and debt tracking.
- Pick daily or monthly interest per loan.
- Clear schedule, remind customers when due.
- Bad-debt alerts before it is too late.
Rotating credit (hui)
Manage rotating credit lines, draws and risk without a separate book.
- Track lines, members and every cycle.
- Compute draws, live and dead contributions.
- Alert members who fall behind.
Installments
Terms, payment schedule and settlement, all computed for you.
- Set flexible terms and payment schedules.
- Auto principal, interest and remaining balance per period.
- Early settlement, recalculated cleanly.
Two segments, one kind of control
From one counter to ten branches, you stay on top of the cash.
Easy from day one, no accounting needed.
Open it and go. Vinacash handles the math, you handle the business.
- Simple interface, usable on day one.
- Bad-debt alerts so nothing slips through.
- Automatic due-date reminders.
Control many branches, leak-proof.
See the whole chain from one screen. Clear roles, real-time data.
- Per-staff permissions by role.
- Consolidated, real-time reports across the chain.
- Full audit trail, leak-proof control.
Reports & cash flow
Know exactly how much you earned today, and who is due next.
Collected and accrued interest, daily averages, interest for any day you pick. Real numbers, not guesswork.
- Collected and accrued interest, separated.
- Daily average, and interest for any chosen day.
- Every number traces back to a contract.
Manage anytime
Manage right at the counter, or on the go.
The Vinacash app syncs with the web and reminds you of every due contract.
- Contract list with fast search.
- Push notifications for due dates.
- Quick reports right on your phone.
Contracts
Reminders
ReportsSafe & transparent
Your data, safe and transparent.
Every number is traceable. Nothing hidden, nothing vague.
Automatic backups
Data is backed up continuously, safe even if a device fails.
Per-staff permissions
Each person sees only their work, the owner sees everything.
Audit trail
Who changed what, and when, all recorded for review.
Legal & serious
Clear contract templates, transparent operation, by the book.
What customers say
The people in the trade trust Vinacash.
I used to miss interest on small contracts. With Vinacash, the end-of-day view is complete, no more digging through books.
Pawn shop owner, Long An
With 6 branches, I used to call each one for numbers. Now I sit in one place, read the consolidated report, and see where things drift.
Chain manager, Ho Chi Minh City
New staff can use it right away. Due-date reminders mean I never miss a customer.
Lending shop owner, Binh Duong
Pricing
One clear price that fits your scale.
All plans include:
Completely free for 30 days, no credit card required.
Depends on the plan. The Chain plan supports unlimited branches and staff.
Yes. Data is backed up automatically with encryption and strict per-staff roles.
Yes, available on iOS and Android, automatically syncing data with web.
Not at all. You can import directly from your existing Excel files during shop setup.
Yes, ready-to-use and printable legal templates for pawn, lending, installments and rotating credit.
Start running your shop cleaner, today.
Try every feature for 30 days. No strings attached.